Today, I am fluent in Mandarin and Portuguese, and high conversational in Spanish. I am in the process of learning language #5, Russian. Being fluent in 3 languages and conversational in 2 is not an easy process. I practiced every day. It took hundreds of hours of Duolingo, Quizlet flashcards,
If you do something consistently for 5 years, you will achieve results beyond your expectations. Don’t quit before giving your effort a chance to produce amazing results. 5 years comes from my experience working in finance from 2015-2020. After 5 years, I believe I finally have a good grasp of
Three days out of the week – Friday, Saturday, and Sunday – I work out of my apartment. Despite the amount of time I spend there on a daily basis, I never figured out how to make my house a home. The more focused I was on my professional work;
I had previously written a post about being poor. A few years of working in finance, saving money, and building multiple side businesses, I hope to hit the $1 million net worth goal by the age of 30. This isn’t necessarily rich, but I should have a higher net worth
I started off life just below the middle class. My dad worked as a line cook and my mother a secretary. When both my parents lost their jobs, the legs that held us in the middle class went wobbly. We went from having a two bedroom house to being homeless
I believe 30 is a big milestone. Ever since I was at university, I told myself, either I was going to make it, absolutely kill it, or be a failure by the age of 30. Two painful years of working 90+ hours a week in investment banking put me into
The worst type of debt is consumer debt. If you keep a revolving balance on your credit card, you will likely stay poor forever because of the egregiously high interest rates. When I started my career in 2015, I bought things that I really did not need: a leather jacket
Growing up, investor Warren Buffett was terrified of public speaking. As a result, he decided to sign-up for a Dale Carnegie speaking course while attending Columbia for his MBA. He realized he would never make the type of impact that he wanted to if he did not improve his communication
Every time January 1st comes around, millions of people set New Year’s Resolutions. However, by the time February begins, ½ of them have abandoned every single one. By March, the number is 80%. If 80% of people cannot stick with it for two months, something must be wrong with the
I used to have trouble focusing during the workday. It was a serious problem because working in private equity; you had to be “on” 100% of the time. You just simply could not be distracted by your iPhone or be drowsy at 1:00 in the afternoon. To operate at peak
Whatever money I have left after food, housing, and clothes, I learn on Coursera. Education is an investment in oneself. I am not talking about a $120,000 degree from Cornell or Dartmouth, but what you learn and then put into practice. Education is an investment that can pay more dividends
Worried about retirement? You are not alone. A large number of workers nearing the end of their careers are learning that retirement is expensive and that older Americans simply are not prepared. If you are thinking of retiring in the not-so-distant future, here are a few facts you should be
Skipped the gym? I will just make up for it tomorrow. Hit the snooze button? I just needed the rest. Brushed off something on your to-do list? It was not important. Procrastination is always an inner battle. But losing it has greater consequences than a missed workout or a blown
I believed that if smart people worked hard, they would eventually become successful. But as I grew older and began my career, I realized that this is not necessarily the case. Many people I knew who were intelligent and hard-working have gone on to have notable careers or start their
Most people eat five times a day — three meals and two snacks — to satisfy their hunger. After eating, blood sugar spikes and triggers the pancreas to release insulin into the blood. When you eat less frequently, less insulin is produced within the body. As a result, you are
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