Tag: Happiness

What is the Secret to Success…? Five Years of Perseverance

If you do something consistently for 5 years, you will achieve results beyond your expectations. Don’t quit before giving your effort a chance to produce amazing results. 5 years comes from my experience working in finance from 2015-2020. After 5 years, I believe I finally have a good grasp of

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Tips for Cleaning Your Home to Improve Focus

Three days out of the week – Friday, Saturday, and Sunday – I work out of my apartment. Despite the amount of time I spend there on a daily basis, I never figured out how to make my house a home. The more focused I was on my professional work;

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The Abundance vs. Poverty Mindset

I had previously written a post about being poor. A few years of working in finance, saving money, and building multiple side businesses, I hope to hit the $1 million net worth goal by the age of 30. This isn’t necessarily rich, but I should have a higher net worth

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I’m Not Poor Anymore, and It’s Weird

I started off life just below the middle class. My dad worked as a line cook and my mother a secretary. When both my parents lost their jobs, the legs that held us in the middle class went wobbly. We went from having a two bedroom house to being homeless

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The 10 Rules to Financial Independence

I believe 30 is a big milestone. Ever since I was at university, I told myself, either I was going to make it, absolutely kill it, or be a failure by the age of 30. Two painful years of working 90+ hours a week in investment banking put me into

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How to Pay of $8,000 of Credit Card Debt in 4 Months

The worst type of debt is consumer debt. If you keep a revolving balance on your credit card, you will likely stay poor forever because of the egregiously high interest rates. When I started my career in 2015, I bought things that I really did not need: a leather jacket

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Reach Your 2020 Financial Goals with This Bucket List

I recently wrote an article about effectively following through on your New Year’s resolutions. If you want to make long-lasting and meaningful changes in 2020, start with your financial bucket list. Just like learning a new language or losing weight, a financial bucket list should contain lofty, yet attainable goals.

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How to Follow Through on Your 2020 New Year’s Resolutions

Every time January 1st comes around, millions of people set New Year’s Resolutions. However, by the time February begins, ½ of them have abandoned every single one. By March, the number is 80%. If 80% of people cannot stick with it for two months, something must be wrong with the

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The Best Investment Is In Yourself

Whatever money I have left after food, housing, and clothes, I learn on Coursera. Education is an investment in oneself. I am not talking about a $120,000 degree from Cornell or Dartmouth, but what you learn and then put into practice. Education is an investment that can pay more dividends

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10 Retirement Stats You Need to Know About

Worried about retirement? You are not alone. A large number of workers nearing the end of their careers are learning that retirement is expensive and that older Americans simply are not prepared. If you are thinking of retiring in the not-so-distant future, here are a few facts you should be

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You Don’t Need More Motivation — You Need Habits

Skipped the gym? I will just make up for it tomorrow. Hit the snooze button? I just needed the rest. Brushed off something on your to-do list? It was not important. Procrastination is always an inner battle. But losing it has greater consequences than a missed workout or a blown

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Why Are Rich People Happier?

Peering into the lives of rich people is a guilty pleasure. Collectively love to hate them, even as we scroll through their Instagram pages or read what they buy. However, are they really happier than the rest of us? Based on the Data, the Answer is Yes What is interesting

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The Dark Side of Attending an Ivy League School

I was obsessed with college admissions in high school: better job opportunities, amazing connections, an alumni network, and a sense of confidence. And to be honest — this was largely true. I had many friends who attended Harvard and Yale who had six figure job offers after graduating. They were

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